The Punjab Kisan Card is a revolutionary step by the Government of Punjab, led by Chief Minister Maryam Nawaz Sharif, to uplift the agriculture sector by directly supporting small and medium-scale farmers. This initiative, in collaboration with the Punjab Agriculture Department and the Bank of Punjab, offers a powerful financial tool to enhance agricultural productivity.
With this card, farmers can access interest-free loans of up to Rs. 150,000 per crop cycle, allowing them to invest in fertilizers, seeds, and essential agricultural equipment. Over 500,000 farmers across Punjab are expected to benefit, marking a significant move toward modernization and financial empowerment in rural communities.
This isn’t just a loan—it’s a lifeline that provides both financial relief and growth opportunities for those who feed the nation.
Benefits of the Punjab Kisan Card
The Punjab Kisan Card brings a variety of benefits tailored to the real needs of farmers:
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Interest-Free Loans: Farmers can borrow up to Rs. 150,000 for each crop season without paying any interest. This helps them invest in better agricultural practices and increase their yield.
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Subsidized Inputs: Cardholders gain access to government-subsidized fertilizers, seeds, and pesticides.
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Access to Government Schemes: The card also makes it easier to participate in other government-supported agriculture programs.
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No Hassle Registration: With just an SMS, farmers can begin the application process, saving time and effort.
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Improved Productivity: With the right resources at the right time, farmers can improve their crops, income, and quality of life.
This program addresses not just financial challenges, but also connects farmers with the broader support system available through the government.
How to Register for Punjab Kisan Card
The registration process is simple and accessible. Here are the available methods:
SMS Registration
To begin registration:
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Send an SMS to 8070 in this format:
PKC [Your CNIC Number] -
You’ll receive a confirmation message with further instructions.
This method is especially convenient for those in remote areas or those unable to visit government offices.
In-Person and Online Registration
If you prefer in-person or online methods:
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Open a mobile wallet or bank account using a local bank or mobile service provider.
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Purchase the Kisan Token Bundle required for registration.
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Visit the nearest tehsil office and fill out the application form.
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Submit required documents like your CNIC and land ownership proof.
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Once your application is processed and approved, you will be notified to collect your card.
Also Read: Punjab Rashan Card Online Registration 2025 – Complete Guide
Eligibility Criteria
To qualify for the Punjab Kisan Card, farmers must meet the following conditions:
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Own 1 to 12.5 acres of land.
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Must be a resident of Punjab with a valid CNIC.
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Land records must be updated and verified with the Punjab Land Record Authority.
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SIM card must be registered in the applicant’s name.
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Should not be a defaulter of any bank or financial institution.
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Must not be involved in illegal activities.
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Must repay the loan within six months of usage. Late payments attract a 29% penalty on the loan amount.
Required Documents for Registration
Make sure to have the following documents ready:
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National Identity Card (CNIC)
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Proof of land ownership
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Farmer’s passbook
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Active mobile number
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Bank account details
These documents help verify your eligibility and speed up the registration process.
Final Thoughts
The Punjab Kisan Card is a beacon of hope for farmers struggling with rising costs and limited resources. By providing interest-free loans, access to subsidies, and a smooth registration process, this scheme truly reflects the government’s commitment to improving the agricultural sector.
If you’re a farmer in Punjab, don’t miss out on this opportunity. Register today, and take a big step toward a more secure and prosperous farming future.